Other Resources

Guaranty Associations

For links to the state life and health insurance guaranty association Web sites, click here.


The National Organization of Life & Health Insurance Guaranty Associations (NOLHGA) is a voluntary association made up of the life and health insurance guaranty associations of all 50 states and the District of Columbia.

NOLHGA was founded in 1983 when the state guaranty associations deter- mined that there was a need for a mechanism to help them coordinate their efforts to provide protection to policyholders when a life or health insurance company insolvency affects people in many states. To learn more about NOLHGA and the state guaranty associations, click here.

ELNY Hardship Fund

ELNY payees and certificate holders who will experience a financial hardship due to a reduction in benefits as a result of ELNY's liquidation had the opportunity to apply to the ELNY Hardship Fund, created by a consortium of life insurance companies outside the Restructuring Plan. The ELNY Hardship Fund is not affiliated with GABC or the state life and health insurance guaranty associations. More information about the Hardship Fund can be found here.

New York Liquidation Bureau

For information about the New York Liquidation Bureau, click here.